Roth 401 K Income Limits 2024 Over 55. Roth 401 (k)s are funded with after. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.

(however, you could be subject to lower contribution limits if you’re deemed a highly compensated employee.). Those 50 and older can contribute an additional $7,500.